Prototype Warning

This is a prototype application for demonstration purposes only. The website should not be used for making medical or insurance decisions.

Medicare Part D Cost Navigator

Know Your True Prescription Costs

Transitioning from your current insurance to Medicare? Don't leave your prescription costs to chance.

What is Medicare Part D?

Medicare Part D is the prescription drug coverage portion of Medicare. It helps cover the cost of outpatient prescription drugs and is offered by private insurance companies approved by Medicare. Understanding Part D is essential for managing your medication expenses during retirement.

Why Compare Costs Now?

Understanding Late Enrollment Penalties

If you don't sign up for Medicare Part D when you're first eligible (typically at age 65), you may have to pay a permanent late enrollment penalty if you join later.

How the Penalty Works:

The penalty is simple: For each month you delay enrollment after turning 65, you pay an extra 1% of the national base beneficiary premium ($34.70 in 2024). This penalty is added to your monthly premium permanently.

How It Works

  • 1Enter your current medications
  • 2View side-by-side cost comparisons
  • 3Choose the plan that best fits your needs
  • 4Set important deadlines for enrollment